/* ===================================================================
   TÉRMINOS Y CONDICIONES — estilos complementarios a creditos.css
=================================================================== */

/* ===== ÍNDICE RÁPIDO ===== */
.terminos-indice {
    padding: 1.5rem !important;
}

.terminos-indice-titulo {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    font-size: 0.82rem;
    font-weight: 800;
    color: #64748b;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: 1rem;
}

    .terminos-indice-titulo i {
        color: #8B1D1D;
    }

.terminos-indice-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 0.5rem;
}

.terminos-indice-item {
    display: flex;
    align-items: center;
    gap: 0.65rem;
    padding: 0.55rem 0.75rem;
    border-radius: 10px;
    border: 1px solid rgba(15, 23, 42, 0.06);
    background: #fafafa;
    text-decoration: none;
    color: #475569;
    font-size: 0.82rem;
    font-weight: 600;
    transition: all 0.2s ease;
}

    .terminos-indice-item:hover {
        background: rgba(139, 29, 29, 0.05);
        border-color: rgba(139, 29, 29, 0.18);
        color: #8B1D1D;
        transform: translateX(3px);
    }

.terminos-indice-num {
    font-size: 0.68rem;
    font-weight: 900;
    color: #8B1D1D;
    background: rgba(139, 29, 29, 0.08);
    border-radius: 6px;
    padding: 0.2rem 0.45rem;
    flex-shrink: 0;
    letter-spacing: 0.05em;
}

/* ===== SUBSECCIÓN TÍTULO ===== */
.terminos-subseccion-titulo {
    display: flex;
    align-items: center;
    gap: 0.65rem;
    margin-bottom: 1rem;
    padding-bottom: 0.75rem;
    border-bottom: 1px solid rgba(15, 23, 42, 0.06);
}

    .terminos-subseccion-titulo strong {
        font-size: 1rem;
        font-weight: 800;
        color: #0f172a;
    }

.terminos-num-badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 32px;
    height: 24px;
    padding: 0 0.5rem;
    background: rgba(139, 29, 29, 0.08);
    color: #8B1D1D;
    border-radius: 6px;
    font-size: 0.72rem;
    font-weight: 900;
    flex-shrink: 0;
    letter-spacing: 0.03em;
}

.terminos-num-badge-rojo {
    background: rgba(220, 38, 38, 0.1);
    color: #dc2626;
}

.terminos-num-badge-verde {
    background: rgba(5, 150, 105, 0.1);
    color: #059669;
}

/* ===== CARD ALERTA (sección importante) ===== */
.terminos-alerta-card {
    background: rgba(220, 38, 38, 0.04) !important;
    border-color: rgba(220, 38, 38, 0.15) !important;
    border-left: 4px solid #dc2626 !important;
    border-radius: 0 14px 14px 0 !important;
}

.terminos-alerta-header {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    margin-bottom: 0.85rem;
    font-size: 0.85rem;
    color: #dc2626;
}

    .terminos-alerta-header i {
        font-size: 1rem;
    }

    .terminos-alerta-header strong {
        font-weight: 800;
        color: #dc2626 !important;
    }

/* ===== CARD RECOMENDACIÓN (verde) ===== */
.terminos-recomendacion-card {
    background: rgba(5, 150, 105, 0.04) !important;
    border-color: rgba(5, 150, 105, 0.2) !important;
    border-left: 4px solid #059669 !important;
    border-radius: 0 14px 14px 0 !important;
}

    .terminos-recomendacion-card .terminos-subseccion-titulo strong {
        color: #059669;
    }

/* ===== GRID NO GARANTIZA ===== */
.terminos-no-garantiza-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 0.6rem;
    margin-top: 0.75rem;
}

.terminos-no-garantiza-item {
    display: flex;
    align-items: flex-start;
    gap: 0.6rem;
    padding: 0.65rem 0.75rem;
    background: rgba(220, 38, 38, 0.04);
    border: 1px solid rgba(220, 38, 38, 0.1);
    border-radius: 10px;
    font-size: 0.82rem;
    line-height: 1.45;
    color: #475569;
}

    .terminos-no-garantiza-item i {
        color: #dc2626;
        font-size: 0.8rem;
        margin-top: 0.15rem;
        flex-shrink: 0;
    }

/* ===== CARD EXENCIÓN ===== */
.terminos-exencion-card {
    background: rgba(255, 255, 255, 1) !important;
    border-color: rgba(220, 38, 38, 0.12) !important;
}

/* ===== LISTA DE ITEMS (sección 5 y 7) ===== */
.terminos-lista-items {
    display: flex;
    flex-direction: column;
    gap: 0.55rem;
    margin-top: 0.85rem;
}

.terminos-lista-item {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    padding: 0.6rem 0.85rem;
    background: #fafafa;
    border: 1px solid rgba(15, 23, 42, 0.05);
    border-radius: 10px;
    font-size: 0.85rem;
    line-height: 1.5;
    color: #475569;
    transition: background 0.15s ease;
}

    .terminos-lista-item:hover {
        background: rgba(139, 29, 29, 0.03);
    }

    .terminos-lista-item i {
        color: #8B1D1D;
        font-size: 0.85rem;
        margin-top: 0.2rem;
        flex-shrink: 0;
    }

/* ===== GRID IA ===== */
.terminos-ia-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 1rem;
    margin-top: 1.25rem;
}

.terminos-ia-item {
    display: flex;
    gap: 0.85rem;
    align-items: flex-start;
    padding: 1rem;
    border-radius: 14px;
    border: 1px solid rgba(15, 23, 42, 0.07);
}

.terminos-ia-item-ok {
    background: rgba(5, 150, 105, 0.04);
    border-color: rgba(5, 150, 105, 0.15);
}

.terminos-ia-item-warn {
    background: rgba(245, 158, 11, 0.04);
    border-color: rgba(245, 158, 11, 0.15);
}

.terminos-ia-icon {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.95rem;
    flex-shrink: 0;
}

.terminos-ia-item-ok .terminos-ia-icon {
    background: rgba(5, 150, 105, 0.12);
    color: #059669;
}

.terminos-ia-item-warn .terminos-ia-icon {
    background: rgba(245, 158, 11, 0.12);
    color: #d97706;
}

.terminos-ia-item > div strong {
    display: block;
    font-size: 0.88rem;
    font-weight: 800;
    color: #0f172a;
    margin-bottom: 0.3rem;
}

.terminos-ia-item > div p {
    font-size: 0.8rem;
    line-height: 1.5;
    color: #64748b;
    margin: 0;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 768px) {
    .terminos-indice-grid {
        grid-template-columns: 1fr 1fr;
    }

    .terminos-no-garantiza-grid {
        grid-template-columns: 1fr;
    }

    .terminos-ia-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 480px) {
    .terminos-indice-grid {
        grid-template-columns: 1fr;
    }
}